My 2.5 and Counting Years in Consumer Loan Credit Risk Management

Introduction:Have you ever considered the intricate balance between risk and reward in the financial world? My journey in credit risk management, particularly in managing the “Buy Now, Pay Later” (BNPL) portfolios across Indonesia, Malaysia, Philippines, Vietnam, and Brazil, has been a revelation in this regard. In my 2.5 years of experience, I’ve often paused to …

In Pursuit of Passion: The Unfinished Quest for Career Fulfillment

Many individuals grapple with job satisfaction and long-term career goals. While some may not be content with the rate of their professional growth within their current organization, others may be introspective, contemplating their aspirations and objectives for the future. This article focuses on the latter group, a mentality that I believe is beneficial for everyone …

Data Governance V.S. Data Engineering V.S. Data Analysis

Date: 31 Dec 2020 Like most of you, when I tried to explore the career in data field, I want to be a data analyst. It is the sexiest job in 21st Century (according to Harvard Business Review. [an article titled: Data Scientist: The Sexiest Job of the 21st Century]). At that time, I didn’t …